:root{
  --ink:#060E1C; --ink2:#0D1F3C; --ink3:#162D50;
  --gold:#BF9B45; --gold2:#D4AF5A; --gold3:#EDD07A; --gold4:rgba(191,155,69,.15);
  --cream:#F5EDD8; --white:#FFFFFF;
  --muted:#6B7FA3; --muted2:#4A5A7A;
  --border:rgba(191,155,69,.2); --border2:rgba(255,255,255,.06);
  --r:0px;
}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;font-size:16px}
body{background:var(--ink);color:var(--white);font-family:'DM Sans',sans-serif;font-weight:300;overflow-x:hidden;cursor:default}

/* ─── CUSTOM CURSOR ─────────────────────────────── */
.cursor{position:fixed;width:10px;height:10px;background:var(--gold);border-radius:50%;pointer-events:none;z-index:9999;transform:translate(-50%,-50%);transition:transform .1s,width .2s,height .2s,opacity .3s;mix-blend-mode:screen}
.cursor-ring{position:fixed;width:36px;height:36px;border:1px solid var(--gold);border-radius:50%;pointer-events:none;z-index:9998;transform:translate(-50%,-50%);transition:transform .15s ease,width .2s,height .2s}
body:hover .cursor{opacity:1}

/* ─── NAV ───────────────────────────────────────── */
nav{position:fixed;top:0;left:0;right:0;z-index:500;display:flex;align-items:center;justify-content:space-between;padding:0 64px;height:72px;background:rgba(6,14,28,.92);backdrop-filter:blur(24px);border-bottom:1px solid var(--border);transition:background .4s}
.nav-logo{display:flex;align-items:center;gap:14px;text-decoration:none}
.nav-icon{width:38px;height:38px}
.logo-text{font-family:'Playfair Display',serif;font-size:19px;font-weight:700;letter-spacing:5px;color:var(--white)}
.logo-text b{color:var(--gold)}
.nav-links{display:flex;gap:40px;list-style:none}
.nav-links a{color:var(--muted);text-decoration:none;font-size:11px;letter-spacing:2px;text-transform:uppercase;font-weight:400;transition:color .3s;position:relative}
.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;right:0;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.nav-links a:hover{color:var(--white)}
.nav-links a:hover::after{transform:scaleX(1)}
.nav-btn{background:none;border:1px solid var(--gold);color:var(--gold);padding:9px 22px;font-family:'DM Sans',sans-serif;font-size:10px;letter-spacing:2.5px;text-transform:uppercase;cursor:pointer;transition:all .3s;font-weight:500}
.nav-btn:hover{background:var(--gold);color:var(--ink)}

/* ─── HERO ──────────────────────────────────────── */
.hero{min-height:100vh;display:grid;grid-template-columns:1fr 1fr;align-items:center;position:relative;overflow:hidden;padding:100px 64px 80px}
.hero-bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 80% at 80% 50%,rgba(22,45,80,.6),transparent)}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(var(--border2) 1px,transparent 1px),linear-gradient(90deg,var(--border2) 1px,transparent 1px);background-size:80px 80px;opacity:.4}
.hero-left{position:relative;z-index:2}
.h-badge{display:inline-flex;align-items:center;gap:10px;border:1px solid var(--border);padding:8px 18px;margin-bottom:40px;background:rgba(191,155,69,.06);animation:up .9s ease forwards;opacity:0}
.h-badge-dot{width:7px;height:7px;border-radius:50%;background:var(--gold);animation:pulse 2s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.3;transform:scale(.6)}}
.h-badge span{font-size:10px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);font-weight:500}
h1.hero-title{font-family:'Playfair Display',serif;font-size:clamp(48px,5.5vw,80px);font-weight:400;line-height:1.08;margin-bottom:32px;animation:up .9s .15s ease forwards;opacity:0}
h1.hero-title em{font-style:italic;color:var(--gold3)}
.hero-sub{font-size:14.5px;line-height:1.95;color:var(--muted);max-width:500px;margin-bottom:52px;animation:up .9s .3s ease forwards;opacity:0;font-weight:300}
.hero-actions{display:flex;gap:16px;align-items:center;animation:up .9s .45s ease forwards;opacity:0}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold3));color:var(--ink);border:none;padding:15px 38px;font-family:'DM Sans',sans-serif;font-size:11px;letter-spacing:2.5px;text-transform:uppercase;font-weight:500;cursor:pointer;transition:opacity .3s}
.btn-gold:hover{opacity:.85}
.btn-line{background:none;border:none;color:var(--muted);font-family:'DM Sans',sans-serif;font-size:11px;letter-spacing:2px;text-transform:uppercase;cursor:pointer;display:flex;align-items:center;gap:10px;transition:all .3s;padding:15px 0}
.btn-line:hover{color:var(--gold);gap:16px}
.hero-right{position:relative;z-index:2;display:flex;align-items:center;justify-content:center;animation:up .9s .5s ease forwards;opacity:0}
.globe-wrap{position:relative;width:420px;height:420px}
.globe-svg{width:100%;height:100%;animation:spinSlow 60s linear infinite;opacity:.22}
.globe-center{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);text-align:center}
.globe-center-badge{width:120px;height:120px;border:1px solid var(--gold);border-radius:50%;display:flex;flex-direction:column;align-items:center;justify-content:center;background:rgba(6,14,28,.8)}
.globe-center-badge span:first-child{font-family:'Playfair Display',serif;font-size:28px;font-weight:700;color:var(--gold3);line-height:1}
.globe-center-badge span:last-child{font-size:8px;letter-spacing:2.5px;text-transform:uppercase;color:var(--muted);margin-top:4px}
@keyframes spinSlow{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}
.hero-stats{position:absolute;bottom:50px;left:64px;right:64px;display:flex;gap:50px;border-top:1px solid var(--border);padding-top:36px;animation:up .9s .65s ease forwards;opacity:0;z-index:2}
.stat-n{font-family:'Playfair Display',serif;font-size:38px;font-weight:400;color:var(--gold3);line-height:1;margin-bottom:5px}
.stat-l{font-size:9px;letter-spacing:2.5px;text-transform:uppercase;color:var(--muted)}
@keyframes up{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:translateY(0)}}

/* ─── TICKER ────────────────────────────────────── */
.ticker{background:var(--gold);padding:12px 0;overflow:hidden}
.ticker-track{display:flex;animation:ticker 30s linear infinite;white-space:nowrap}
.t-item{display:inline-flex;align-items:center;gap:16px;padding:0 26px;font-size:9.5px;letter-spacing:4px;text-transform:uppercase;font-weight:500;color:var(--ink)}
.t-sep{width:3px;height:3px;border-radius:50%;background:var(--ink);opacity:.3}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ─── SECTION SHARED ────────────────────────────── */
.lbl{font-size:9.5px;letter-spacing:4px;text-transform:uppercase;color:var(--gold);font-weight:500;margin-bottom:14px;display:block}
.stitle{font-family:'Playfair Display',serif;font-size:clamp(32px,3.8vw,52px);font-weight:400;line-height:1.15;margin-bottom:18px}
.stitle em{font-style:italic;color:var(--gold3)}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.vis{opacity:1;transform:translateY(0)}

/* ─── ABOUT ─────────────────────────────────────── */
.about{padding:130px 64px;background:var(--ink2);display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}
.about-text p{font-size:13.5px;line-height:2;color:var(--muted);margin-bottom:18px}
.about-text p strong{color:var(--white);font-weight:500}
.mu-card{border:1px solid var(--border);padding:48px 42px;background:linear-gradient(135deg,var(--ink3),var(--ink2));position:relative;overflow:hidden}
.mu-card::after{content:'MU';position:absolute;bottom:-30px;right:-10px;font-family:'Playfair Display',serif;font-size:160px;font-weight:900;color:rgba(191,155,69,.04);line-height:1;pointer-events:none}
.flag-bar{display:flex;gap:5px;margin-bottom:28px}
.fs{height:6px;flex:1;border-radius:3px}
.mu-card h3{font-family:'Playfair Display',serif;font-size:28px;font-weight:400;margin-bottom:12px}
.mu-card>p{font-size:12.5px;color:var(--muted);line-height:1.9;margin-bottom:22px}
.adv{display:flex;flex-direction:column;gap:11px}
.adv-row{display:flex;gap:12px;align-items:flex-start;font-size:12.5px;color:var(--muted)}
.adv-row span:first-child{color:var(--gold);font-size:10px;margin-top:4px;flex-shrink:0}

/* ─── SERVICES ──────────────────────────────────── */
.services{padding:130px 64px;background:var(--ink)}
.svc-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:70px}
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border)}
.svc{background:var(--ink);padding:44px 32px;position:relative;overflow:hidden;transition:background .4s;border:1px solid transparent}
.svc:hover{background:var(--ink2);border-color:var(--border)}
.svc-n{font-family:'Playfair Display',serif;font-size:54px;font-weight:400;color:rgba(191,155,69,.1);line-height:1;margin-bottom:20px;transition:color .4s}
.svc:hover .svc-n{color:rgba(191,155,69,.22)}
.svc-ico{font-size:26px;margin-bottom:16px}
.svc h3{font-family:'Playfair Display',serif;font-size:20px;font-weight:400;margin-bottom:12px;line-height:1.3}
.svc p{font-size:12px;color:var(--muted);line-height:1.9}
.svc-line{position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--gold),var(--gold3));transform:scaleX(0);transform-origin:left;transition:transform .4s}
.svc:hover .svc-line{transform:scaleX(1)}

/* ─── TAX ───────────────────────────────────────── */
.tax{padding:130px 64px;background:var(--ink2)}
.tax-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;margin-top:64px}
.tax-left p{font-size:13.5px;line-height:2;color:var(--muted);margin-bottom:16px}
.tax-left p strong{color:var(--white);font-weight:500}
.dta-box{border:1px solid var(--border);padding:36px;background:var(--ink);margin-top:28px;position:relative;overflow:hidden}
.dta-box::before{content:'';position:absolute;top:-40px;right:-40px;width:140px;height:140px;border-radius:50%;background:radial-gradient(circle,rgba(191,155,69,.1),transparent 70%)}
.dta-box h4{font-family:'Playfair Display',serif;font-size:22px;font-weight:400;color:var(--gold3);margin-bottom:10px}
.dta-box p{font-size:12px;color:var(--muted);line-height:1.9;margin-bottom:18px}
.dta-tags{display:flex;flex-wrap:wrap;gap:8px}
.dtag{background:rgba(191,155,69,.07);border:1px solid var(--border);padding:5px 12px;font-size:10px;letter-spacing:1.5px;color:var(--gold3)}
.tax-cards{display:flex;flex-direction:column;gap:14px}
.txc{border:1px solid var(--border);padding:26px 28px;display:flex;gap:18px;background:var(--ink);transition:border-color .3s,background .3s}
.txc:hover{border-color:var(--gold);background:var(--ink2)}
.txc-ico{font-size:20px;flex-shrink:0;margin-top:2px}
.txc h4{font-family:'Playfair Display',serif;font-size:17px;font-weight:400;margin-bottom:5px}
.txc p{font-size:11.5px;color:var(--muted);line-height:1.8}

/* ─── WHY ───────────────────────────────────────── */
.why{padding:130px 64px;background:var(--ink)}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;margin-top:64px;align-items:start}
.why-items{display:flex;flex-direction:column}
.wi{padding:28px 0;border-bottom:1px solid var(--border2);display:flex;gap:22px;transition:padding-left .3s}
.wi:hover{padding-left:8px}
.wi-n{font-family:'Playfair Display',serif;font-size:13px;color:var(--gold);min-width:30px;padding-top:4px;letter-spacing:2px}
.wi h4{font-family:'Playfair Display',serif;font-size:20px;font-weight:400;margin-bottom:7px}
.wi p{font-size:12.5px;color:var(--muted);line-height:1.9}
.mets{display:flex;flex-direction:column;gap:16px}
.met{border:1px solid var(--border);padding:28px 30px;display:flex;gap:22px;align-items:center;background:var(--ink2);transition:border-color .3s}
.met:hover{border-color:var(--gold)}
.met-v{font-family:'Playfair Display',serif;font-size:44px;font-weight:400;color:var(--gold3);line-height:1;min-width:100px}
.met h5{font-size:13.5px;font-weight:500;margin-bottom:4px}
.met p{font-size:11.5px;color:var(--muted);line-height:1.7}

/* ─── TEAM ──────────────────────────────────────── */
.team{padding:130px 64px;background:var(--ink2)}
.team-intro{max-width:600px;margin-bottom:70px}
.team-intro p{font-size:13.5px;color:var(--muted);line-height:2}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--border)}
.tcard{background:var(--ink);padding:0;position:relative;overflow:hidden;transition:background .4s}
.tcard:hover{background:var(--ink2)}
.tcard-top{padding:44px 38px 32px;border-bottom:1px solid var(--border)}
.tcard-avatar{width:76px;height:76px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:26px;font-weight:400;color:var(--gold);margin-bottom:26px;background:linear-gradient(135deg,var(--ink3),var(--ink));position:relative}
.tcard-avatar::after{content:'';position:absolute;inset:-3px;border-radius:50%;border:1px solid rgba(191,155,69,.2)}
.tcard h3{font-family:'Playfair Display',serif;font-size:24px;font-weight:400;margin-bottom:4px;line-height:1.2}
.tcard-creds{font-size:9.5px;letter-spacing:2px;color:var(--gold);text-transform:uppercase;font-weight:500;margin-bottom:6px}
.tcard-role{font-size:12px;color:var(--muted);font-style:italic;margin-bottom:0}
.tcard-body{padding:28px 38px 38px}
.tcard-bio{font-size:12.5px;color:var(--muted);line-height:1.95;margin-bottom:20px}
.tcard-stats{display:flex;gap:20px;margin-bottom:20px;padding-top:16px;border-top:1px solid var(--border2)}
.ts{text-align:center;flex:1}
.ts-v{font-family:'Playfair Display',serif;font-size:24px;color:var(--gold3);line-height:1}
.ts-l{font-size:8.5px;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);margin-top:3px}
.tcard-tags{display:flex;flex-wrap:wrap;gap:6px}
.ttag{background:var(--gold4);border:1px solid var(--border);padding:4px 10px;font-size:9px;letter-spacing:1.5px;color:var(--cream);text-transform:uppercase}
.tcard-accent{position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold3));transform:scaleX(0);transform-origin:left;transition:transform .4s}
.tcard:hover .tcard-accent{transform:scaleX(1)}

/* ─── PROCESS ───────────────────────────────────── */
.process{padding:130px 64px;background:var(--ink)}
.p-steps{display:grid;grid-template-columns:repeat(5,1fr);margin-top:70px;position:relative}
.p-steps::before{content:'';position:absolute;top:28px;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:.3}
.pstep{padding:0 16px;text-align:center}
.pcirc{width:56px;height:56px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-family:'Playfair Display',serif;font-size:18px;color:var(--gold);background:var(--ink);position:relative;z-index:1;transition:all .3s}
.pstep:hover .pcirc{background:var(--gold);color:var(--ink)}
.pstep h4{font-family:'Playfair Display',serif;font-size:16px;font-weight:400;margin-bottom:9px}
.pstep p{font-size:11px;color:var(--muted);line-height:1.85}

/* ─── TRUST BAR ─────────────────────────────────── */
.trust{padding:80px 64px;background:var(--ink2);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border);margin-top:48px}
.trst{background:var(--ink2);padding:36px 30px;text-align:center}
.trst-n{font-family:'Playfair Display',serif;font-size:38px;font-weight:400;color:var(--gold3);line-height:1;margin-bottom:7px}
.trst-l{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--muted)}

/* ─── CTA ───────────────────────────────────────── */
.cta{padding:140px 64px;background:var(--ink);text-align:center;position:relative;overflow:hidden}
.cta::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(191,155,69,.06),transparent 65%);pointer-events:none}
.cta h2{font-family:'Playfair Display',serif;font-size:clamp(36px,5vw,68px);font-weight:400;line-height:1.1;margin-bottom:22px;position:relative;z-index:1}
.cta h2 em{font-style:italic;color:var(--gold3)}
.cta p{font-size:14px;color:var(--muted);max-width:480px;margin:0 auto 48px;line-height:2;position:relative;z-index:1}
.cta-btns{display:flex;gap:16px;justify-content:center;position:relative;z-index:1}

/* ─── FOOTER ────────────────────────────────────── */
footer{background:#030A15;padding:64px;border-top:1px solid var(--border);display:grid;grid-template-columns:4fr 1fr;gap:56px}
.fb h3{font-family:'Playfair Display',serif;font-size:22px;font-weight:400;letter-spacing:4px;margin-bottom:5px}
.fb h3 b{color:var(--gold)}
.fb-tag{font-size:9.5px;color:var(--gold);letter-spacing:2px;text-transform:uppercase;margin-bottom:16px;display:block}
.fb p{font-size:12px;color:var(--muted);line-height:1.9;max-width:270px}
.fc h4{font-size:9.5px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:18px;font-weight:500}
.fc ul{list-style:none;display:flex;flex-direction:column;gap:9px}
.fc ul li a{font-size:12px;color:var(--muted);text-decoration:none;transition:color .3s}
.fc ul li a:hover{color:var(--gold)}
.footer-bot{background:#030A15;padding:18px 64px;border-top:1px solid rgba(255,255,255,.04);display:flex;justify-content:space-between}
.footer-bot p{font-size:10.5px;color:rgba(255,255,255,.15);letter-spacing:.8px}

/* ─── MODAL ─────────────────────────────────────── */
.overlay{position:fixed;inset:0;background:rgba(3,10,21,.97);z-index:900;display:flex;align-items:center;justify-content:center;opacity:0;pointer-events:none;transition:opacity .4s;backdrop-filter:blur(16px)}
.overlay.on{opacity:1;pointer-events:all}
.modal{background:var(--ink2);border:1px solid var(--border);padding:56px;width:580px;max-width:94vw;position:relative;transform:translateY(24px);transition:transform .4s;max-height:92vh;overflow-y:auto}
.overlay.on .modal{transform:translateY(0)}
.mcls{position:absolute;top:18px;right:18px;background:none;border:none;color:var(--muted);font-size:20px;cursor:pointer;transition:color .3s;line-height:1}
.mcls:hover{color:var(--gold)}
.modal h3{font-family:'Playfair Display',serif;font-size:30px;font-weight:400;margin-bottom:8px}
.modal>p{font-size:12.5px;color:var(--muted);margin-bottom:30px;line-height:1.85}
.fg{margin-bottom:17px}
.fg label{display:block;font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:7px;font-weight:500}
.fg input,.fg select,.fg textarea{width:100%;background:var(--ink);border:1px solid var(--border);color:var(--white);padding:13px 15px;font-family:'DM Sans',sans-serif;font-size:13px;font-weight:300;outline:none;transition:border-color .3s;appearance:none}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--gold)}
.fg textarea{height:90px;resize:vertical}
.fg select option{background:var(--ink)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}

/* ─── PROPERTY SECTION ──────────────────────────── */
.prop-hero{padding:130px 64px 80px;background:linear-gradient(135deg,var(--ink2) 0%,var(--ink) 60%);position:relative;overflow:hidden}
.prop-hero::before{content:'';position:absolute;top:-100px;right:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(191,155,69,.08),transparent 65%)}
.prop-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start;position:relative;z-index:1}
.prop-badge{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--border);padding:6px 16px;margin-bottom:24px;background:rgba(191,155,69,.06)}
.prop-badge span{font-size:9.5px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);font-weight:500}
.prop-hero h2{font-family:'Playfair Display',serif;font-size:clamp(34px,4vw,52px);font-weight:400;line-height:1.1;margin-bottom:20px}
.prop-hero h2 em{font-style:italic;color:var(--gold3)}
.prop-hero p{font-size:13px;line-height:2;color:var(--muted);margin-bottom:28px}
.prop-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:16px}
.prop-stat{background:var(--ink);border:1px solid var(--border);padding:18px;text-align:center}
.prop-stat-n{font-family:'Playfair Display',serif;font-size:26px;color:var(--gold3);line-height:1;margin-bottom:4px}
.prop-stat-l{font-size:8.5px;letter-spacing:2px;text-transform:uppercase;color:var(--muted)}
.prop-visual{background:var(--ink);border:1px solid var(--border);padding:36px}
.prop-visual h3{font-family:'Playfair Display',serif;font-size:20px;font-weight:400;margin-bottom:20px;color:var(--white)}
.prop-scheme{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-bottom:1px solid var(--border2)}
.prop-scheme:last-child{border-bottom:none}
.prop-scheme-badge{background:var(--gold);color:var(--ink);font-size:8.5px;font-weight:700;letter-spacing:1.5px;padding:4px 8px;flex-shrink:0;margin-top:2px}
.prop-scheme-body h4{font-size:12.5px;font-weight:500;margin-bottom:3px;color:var(--white)}
.prop-scheme-body p{font-size:11px;color:var(--muted);line-height:1.7}
.prop-steps{padding:100px 64px;background:var(--ink2)}
.prop-steps-intro p{font-size:13px;color:var(--muted);line-height:2;max-width:700px;margin-bottom:48px}
.steps-tabs{display:flex;gap:0;border-bottom:1px solid var(--border);margin-bottom:48px;flex-wrap:wrap}
.step-tab{padding:12px 24px;font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--muted);cursor:pointer;border-bottom:2px solid transparent;transition:all .3s;background:none;border-top:none;border-left:none;border-right:none;font-family:'DM Sans',sans-serif;font-weight:400}
.step-tab:hover{color:var(--white)}
.step-tab.act{color:var(--gold);border-bottom-color:var(--gold)}
.step-pane{display:none}
.step-pane.act{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.step-left h3{font-family:'Playfair Display',serif;font-size:28px;font-weight:400;margin-bottom:14px}
.step-left h3 em{font-style:italic;color:var(--gold3)}
.step-left p{font-size:12.5px;color:var(--muted);line-height:2;margin-bottom:14px}
.step-left p strong{color:var(--white);font-weight:500}
.step-items{display:flex;flex-direction:column}
.step-item{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--border2);align-items:flex-start}
.step-item-n{font-family:'Playfair Display',serif;font-size:22px;color:var(--gold);line-height:1;flex-shrink:0;min-width:34px}
.step-item h4{font-size:12.5px;font-weight:500;margin-bottom:4px;color:var(--white)}
.step-item p{font-size:11px;color:var(--muted);line-height:1.8}
.step-alert{background:var(--ink);border:1px solid var(--gold);border-left:4px solid var(--gold);padding:18px 22px;margin-top:20px}
.step-alert h5{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:7px;font-weight:600}
.step-alert p{font-size:11px;color:var(--muted);line-height:1.8}
.routes{padding:100px 64px;background:var(--ink)}
.routes-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--border);margin-top:56px}
.route-card{background:var(--ink);padding:38px 30px;position:relative;overflow:hidden;transition:background .4s}
.route-card:hover{background:var(--ink2)}
.route-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--gold),var(--gold3));transform:scaleX(0);transform-origin:left;transition:transform .4s}
.route-card:hover::after{transform:scaleX(1)}
.route-n{font-family:'Playfair Display',serif;font-size:46px;font-weight:400;color:rgba(191,155,69,.1);line-height:1;margin-bottom:16px}
.route-card h3{font-family:'Playfair Display',serif;font-size:20px;font-weight:400;margin-bottom:8px}
.route-min{font-size:9.5px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:500;margin-bottom:12px;display:block}
.route-card>p{font-size:11.5px;color:var(--muted);line-height:1.9;margin-bottom:14px}
.route-pros{display:flex;flex-direction:column;gap:7px}
.route-pro{display:flex;gap:8px;font-size:11px;color:var(--muted);align-items:flex-start}
.route-pro span:first-child{color:var(--gold);font-size:10px;margin-top:2px;flex-shrink:0}
.co-route{padding:80px 64px;background:var(--ink2)}
.co-route-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start;margin-top:50px}
.co-steps{display:flex;flex-direction:column}
.co-step{display:flex;gap:18px;padding:20px 0;border-bottom:1px solid var(--border2);align-items:flex-start;transition:padding-left .3s}
.co-step:hover{padding-left:8px}
.co-step-circle{width:36px;height:36px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:13px;color:var(--gold);flex-shrink:0;transition:all .3s}
.co-step:hover .co-step-circle{background:var(--gold);color:var(--ink)}
.co-step h4{font-size:13px;font-weight:500;margin-bottom:4px;color:var(--white)}
.co-step p{font-size:11px;color:var(--muted);line-height:1.8}
.costs-box{background:var(--ink);border:1px solid var(--border);padding:34px}
.costs-box h3{font-family:'Playfair Display',serif;font-size:22px;font-weight:400;margin-bottom:22px}
.cost-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--border2);font-size:12px}
.cost-row:last-child{border-bottom:none}
.cost-label{color:var(--muted)}
.cost-val{color:var(--gold3);font-weight:500;font-family:'Playfair Display',serif;font-size:14px}
.residency-box{background:linear-gradient(135deg,var(--ink3),var(--ink2));border:1px solid var(--gold);padding:28px;margin-top:18px;position:relative;overflow:hidden}
.residency-box::before{content:'PR';position:absolute;bottom:-20px;right:-10px;font-family:'Playfair Display',serif;font-size:110px;font-weight:900;color:rgba(191,155,69,.05);line-height:1}
.residency-box h4{font-family:'Playfair Display',serif;font-size:19px;font-weight:400;color:var(--gold3);margin-bottom:9px}
.residency-box p{font-size:11.5px;color:var(--muted);line-height:1.9}
.residency-box ul{margin-top:10px;display:flex;flex-direction:column;gap:6px;list-style:none}
.residency-box ul li{font-size:11px;color:var(--muted);display:flex;gap:8px}
.residency-box ul li span:first-child{color:var(--gold)}


@media (max-width: 768px) {

  .why-grid {
    grid-template-columns: auto;
  }

  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .routes-grid {
    grid-template-columns: repeat(1, 1fr);
  }

  .co-route-grid {
    grid-template-columns: auto;
  }

  .about {
    grid-template-columns:auto;
  }

  .svc-grid {
    grid-template-columns: repeat(1, 1fr);
  }

  .tax-grid {
    grid-template-columns: auto;
  }

  .team-grid {
    grid-template-columns: repeat(1, 1fr);
  }

  .p-steps {
    grid-template-columns: repeat(1, 1fr);
  }

  .prop-hero-grid {
    grid-template-columns: auto;
  }

  .step-pane.act {
    grid-template-columns: auto;
  }

  footer {
    grid-template-columns: auto;
  }

}